Home - 31 Mortgage

CURB 31

We want financial security for our families, we want the same for yours too.

Curb31 is a Real Estate and Mortgage brokerage that assist clients in calculating urban real estate buying. We specialize in Residential listings and lending.

OUR STORY

We help first time home buyers feel comfortable navigating the cost of home ownership. We specialize in Calculating Urban Real Estate Buying. Contact us now to learn more about the cost of your next home or refinance.

Since it’s founding in 2017, Curb 31 has provided exceptional mortgage and real estate representation to hundreds of clients across California with an expertise in Residential and Commercial transactions. In 2020 we discovered the need for transparency and education in the world of lending. Therefore, we launched 31 Mortgage as an extension of CURB31. Currently we are a full service agency providing Real Estate advising and Mortgage loan brokering to our local communities. In addition to creating off-market opportunities for buyers and sellers, we work within our client’s budget to help them into the home of their dreams.

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PRODUCTS & SERVICES

What we want for our families, we want for yours too. How can we help?

We are Calculators of Urban Real Estate Buying..... CURB31

Purchase

Are you looking to purchase a home? We represent buyers at no cost. Click here to get started.

Refinance

Do you want to refinance your current mortgage? We offer great loan products to choose from. Click here to get started.

Selling

Do you want to sell your home? We work fast and efficient. We offer the most competitive prices for full service listings

School

Learn what it takes to begin a career in Real Estate.

Buy with $0 Closing Cost

Let our expert real estate advisors help you find the right home that will fit into our $0 closing cost business model. Note: Not every home on the market will fit into our structure. Offers are subject to the seller cooperation.

Buy using a 2:1 Interest Rate Buy Down

Let our expert real estate advisors help you find the right home that will fit into our 2:1 Buy Down business model. Note: Not every home on the market will fit into our structure. Offers are subject to the seller cooperation and lender approval.

Buy with a very low 3% Down Payment

Our mortgage advisors are excited to guide you through a conventional loan product that allows for a very low 3% down payment. Note: This product requires a 740 credit score and subject to Lender approval.

Buy with Down Payment Assistance

Our mortgage advisors are excited to guide you through a Cal-Hafa loan product that covers your down payment up to $12,000. Note: This product requires a 620 credit score and subject to lender approval.

Equity Builder Loan

Our mortgage advisors are excited to guide you through an Equity Builder loan product that covers your down payment and is forgivable if you live in the home for 5 years. Note: This product requires a 600 credit score and subject to Lender approval and availability.

Multi Family Home Loan

Our Real Estate Advisors are experts at helping you organize and plan your next Multi-Family purchase. No matter where you are within the process our team can provide guidance and processing of the loan.

1st Time Home Buyer

Join our 1st time home buyer program and start the path to home ownership the most efficient and cost effective way. You are closer to your dreams than you think. Join now for free!

FSBO

Utilize our agents to guide you through the sale of your home for a fraction of the cost. We assist throughout the FSBO process. Click the image for more information.

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CALIFORNIA URBAN REAL ESTATE BROKERAGE

We are an equal opportunity brokerage.